Which of the following is typically excluded from Coverage A?

Coverage A in a property insurance policy, which generally pertains to the dwelling itself, typically excludes certain types of risks, and earth movement is one of those major exclusions. Earth movement refers to natural events such as earthquakes, landslides, or other geological activities that can cause significant damage to structures. Most standard property insurance policies do not cover damage resulting from earth movement because these events are often unpredictable and can lead to extensive claims, prompting insurers to limit their exposure to such risks.

In contrast, fire damage is typically covered under standard policies, as is vandalism, provided that specific conditions are met. Water damage may also have certain coverage under specific circumstances, although it can depend on the source of the water and the specifics of the policy. Understanding the exclusions in Coverage A is crucial for property owners so they can take appropriate measures, such as purchasing additional coverage or endorsements for risks that are typically excluded, such as earth movement.