Which farm coverage category protects structures other than the dwelling?

Coverage B in farm insurance specifically provides protection for other structures located on a farm, excluding the primary dwelling. This includes buildings like barns, silos, and other outbuildings essential for farming operations. It’s important for policyholders to understand that while Coverage A focuses on the dwelling itself, Coverage B ensures that additional farm structures are also safeguarded against risks such as fire, theft, and certain types of damage.

Understanding the distinction between Coverage categories is crucial, as each serves a different purpose within a farm policy. Knowing that Coverage B targets structures apart from the primary residence allows farmers and property owners to ensure comprehensive insurance protection for their entire property, which is essential for the overall operation and economic viability of the farm.