Which coverage includes personal property of the landlord under the businessowners policy?

Coverage A in a businessowners policy is designated for building and property coverage. This coverage typically encompasses the physical structure of the building owned by the landlord and, importantly, it can also cover personal property owned by the landlord that is utilized in the business operation. This includes items like fixtures, equipment, and other property that contribute to the operational functionality of the business within the premises.

In contrast, Coverage B typically addresses personal property of the insured that is used in the business, while Coverage C deals with personal property of others on the business premises, such as items belonging to clients or vendors. Coverage D relates to business income and extra expense coverage resulting from a loss, which does not apply to the property owned by the landlord. Therefore, Coverage A is the appropriate choice for encompassing the personal property of the landlord under a businessowners policy.