What does Coverage C in a homeowners policy specifically refer to?

Coverage C in a homeowners policy specifically refers to personal property. This coverage is designed to protect the policyholder's belongings, which may include items such as furniture, clothing, electronics, and other personal possessions within the home. In the event of damage or theft, Coverage C helps cover the cost of replacing or repairing these items up to the policy limits.

This type of coverage is essential for homeowners, as it safeguards against potential financial losses associated with the loss or damage of personal belongings. It is important for the insured to be aware of any sub-limits that may apply to specific categories of personal property, such as jewelry or electronics, ensuring they have adequate protection for their valuable items.